Alan C. & Family
Des Plaines, IL
When Alan C. lost his job, he and his wife were concerned about switching to a new health care coverage plan; their son suffers from asthma, and Alan says that they wanted to be sure his son’s care would not be negatively affected by an insurance change.
The family qualified for COBRA continuation coverage, enabling them to stay on the group insurance plan provided by Alan’s employer prior to his job loss, but they knew this was not a permanent solution.
In February of this year, during a trip to his local library, Alan noticed signs advertising seminars and one-on-one information sessions on the health insurance Marketplace.
“I made an appointment to learn more about it, because before that it could be very intimidating,” says Alan.
Alan and Campaign for Better Health Care Navigator Cheryl Gay met to discuss his health care options.
“Cheryl showed me how to navigate the [Marketplace] system,” says Alan. “I was able to go on there to seek out the comparable insurance to the one that we had… we found comparable [coverage plans] for less money. It was good coverage, so we went that way, and we were able to get some savings.”
Alan says that he has been “very happy” while utilizing his new coverage plan.
“You don’t feel a difference from the [plan] that we had before,” he says.
There is one difference, though , Alan says: a huge savings of over $400 monthly, compared to what the family was paying for COBRA coverage.
“The Navigator system made this process less intimidating and more manageable,” says Alan. “[It] is so valuable to help us understand it. This is something that works for our family. [The Marketplace] is controversial, you know, some people are very against it, but for our family it worked very well. I was in the middle of a job transition situation, and my son has some sickness. We worried what if [a new insurance provider] doesn’t take that condition, but after managing to navigate the Marketplace system and seeking out a plan that fit our family’s needs, it worked out really well. We have savings over $400; that worked out real well.”